Great for online sellers
Opened a business account and the onboarding was smooth. Online banking is reliable and support replies within a day.
Real experiences with banks, lenders and e-wallets across the Philippines — shared by Filipinos.
Based on 200 reviews
47% rated 4★ or higher
200 reviews
Great for online sellers
Opened a business account and the onboarding was smooth. Online banking is reliable and support replies within a day.
Solid everyday bank
Been with BDO for years. Branch service is fine and the app works well for transfers. Fees are reasonable compared to peers.
Decent, with caveats
Fine for payments, support could be better. Okay overall but transfer fees add up. It's alright for now.
Solid choice
The rewards on my credit card are actually worth it. Hotline picked up and resolved my issue on the first call.
Would not recommend
The interest and penalties are extremely high. Still waiting for a resolution.
Does the job
Works for most merchants, a few still don't accept it. It's alright for now.
Exceeded my expectations
GSave earns interest and paying bills is effortless. Super convenient for daily payments and QR. Kudos to the team.
Poor service
My account got locked and support was very slow to help. Hope they fix this soon.
Poor service
Hidden charges made the total balloon. The interest and penalties are extremely high. Hope they fix this soon.
Mixed experience
Rates are average compared to the competition.
Would not recommend
Staff seemed rushed and not very helpful. Customer hotline is almost impossible to reach. Hope they fix this soon.
Great experience
Limit increased after paying on time. Kudos to the team.
Poor service
The app went down again right when I needed to pay.
Great experience
Widely accepted almost everywhere I go. Super convenient for daily payments and QR.
Great experience
Onboarding took minutes and I got my card the same day. Instant transfers and cash-in worked flawlessly. Happy customer here.
Smooth and reliable
Wide branch and ATM network, always one nearby. Hotline picked up and resolved my issue on the first call. Happy customer here.
Does the job
Rates are average compared to the competition. Fees are reasonable but not the lowest around.
Very satisfied
The online banking app has become a lot more stable. Happy customer here.
Poor service
Hidden charges I only noticed on my statement. Still waiting for a resolution.
Room to improve
Service is fine but the queues can get long on payday. Decent bank overall, nothing spectacular either way. Might stick with it.
Solid choice
Limit increased after paying on time. Fees were clearer than most other apps.
Would not recommend
Endless spam messages after I applied. The fees for a small loan were unreasonable. Still waiting for a resolution.
Frustrating experience
Card delivery took weeks and no updates were given.
Exceeded my expectations
Low requirements and easy application. Repayment through the app was straightforward. Kudos to the team.
Really happy with this
Repayment through the app was straightforward.
Does the job
Fast but the interest is on the high side. Approval was quick though the term is short. Might stick with it.
Smooth and reliable
Wide branch and ATM network, always one nearby. Fund transfers via InstaPay post instantly. Kudos to the team.
Solid choice
Super convenient for daily payments and QR. Kudos to the team.
Really happy with this
Fund transfers via InstaPay post instantly. Card application was approved faster than I expected. Kudos to the team.
Room to improve
Good rates but the app still has occasional glitches.
Fair enough
Fees are reasonable but not the lowest around. Service is fine but the queues can get long on payday.
Very satisfied
Approval was fast and the cash hit my account instantly. Fees were clearer than most other apps. Happy customer here.
Would not recommend
Collection agents were aggressive and kept calling. The interest and penalties are extremely high.
Exceeded my expectations
Wide branch and ATM network, always one nearby. Will keep using it.
Great experience
The app is reliable for my everyday spending. Widely accepted almost everywhere I go. Happy customer here.
Decent, with caveats
Works for most merchants, a few still don't accept it. Fine for payments, support could be better.
Really happy with this
Opening the account was smooth with clear requirements. Will keep using it.
Okay overall
App works most days though it lags during peak hours. Fees are reasonable but not the lowest around. It's alright for now.
Really happy with this
Got a physical debit card at a mall kiosk in minutes. Kudos to the team.
Solid choice
The rewards on my credit card are actually worth it. Card application was approved faster than I expected. Kudos to the team.
Really happy with this
Opening the account was smooth with clear requirements. Happy customer here.
Okay overall
Solid for savings, less useful for daily payments. Works well although merchant acceptance is limited.
Would not recommend
Hidden charges I only noticed on my statement. Waited over an hour in line for a simple transaction. Hope they fix this soon.
Would not recommend
Staff seemed rushed and not very helpful. Be careful.
Highly recommend
Got a physical debit card at a mall kiosk in minutes. Support answered through chat quickly. Kudos to the team.
Highly recommend
The app is clean and easy to use.
Exceeded my expectations
Helped me through an emergency when I had no options. Will keep using it.
Would not recommend
The interest and penalties are extremely high.
Frustrating experience
Hidden charges I only noticed on my statement. Hope they fix this soon.
Does the job
Nice app but verification took a couple of tries. Solid for savings, less useful for daily payments. Might stick with it.
Okay overall
Good rates but the app still has occasional glitches. Works well although merchant acceptance is limited. Might stick with it.
Smooth and reliable
Cash-in and send money are instant.
Highly recommend
Onboarding took minutes and I got my card the same day. Happy customer here.
Mixed experience
Service is fine but the queues can get long on payday. App works most days though it lags during peak hours. It's alright for now.
Does the job
Service is fine but the queues can get long on payday. Decent bank overall, nothing spectacular either way. It's alright for now.
Mixed experience
Fine for payments, support could be better. Might stick with it.
Very satisfied
Hotline picked up and resolved my issue on the first call. Happy customer here.
Fair enough
Fine for payments, support could be better. Handy but it slows down during big promo days. It's alright for now.
Decent, with caveats
Service is fine but the queues can get long on payday.
Would not recommend
App crashed during a transfer and the balance was stuck. Still waiting for a resolution.
Mixed experience
Decent bank overall, nothing spectacular either way. App works most days though it lags during peak hours. Might stick with it.
Does the job
Decent bank overall, nothing spectacular either way. Fees are reasonable but not the lowest around.
Does the job
Solid for savings, less useful for daily payments. Good rates but the app still has occasional glitches.
Poor service
The interest and penalties are extremely high. Collection agents were aggressive and kept calling. Hope they fix this soon.
Fair enough
Service is fine but the queues can get long on payday. Fees are reasonable but not the lowest around. Might stick with it.
Really happy with this
Instant transfers and cash-in worked flawlessly. Will keep using it.
Okay overall
Fees are reasonable but not the lowest around.
Really happy with this
The app is clean and easy to use. No maintaining balance and no annoying fees. Happy customer here.
Mixed experience
Convenient for small amounts, just watch the fees. Approval was quick though the term is short. Might stick with it.
Solid choice
The online banking app has become a lot more stable. The branch staff were courteous and sorted my concern quickly. Kudos to the team.
Not worth the hassle
Cash-in didn't reflect for hours. Hope they fix this soon.
Would not recommend
App hangs whenever there's a sale. Customer service is nearly impossible to contact. Hope they fix this soon.
Decent, with caveats
Okay if you repay early, otherwise it gets expensive. Fast but the interest is on the high side.
Poor service
Endless spam messages after I applied. Hope they fix this soon.
Exceeded my expectations
The app is clean and easy to use. Instant transfers and cash-in worked flawlessly. Kudos to the team.
Poor service
Hidden charges made the total balloon. Be careful.
Room to improve
App works most days though it lags during peak hours. Decent bank overall, nothing spectacular either way. It's alright for now.
Not worth the hassle
They contacted my references over a late payment. Endless spam messages after I applied. Still waiting for a resolution.
Does the job
Fine for payments, support could be better.
Exceeded my expectations
Fund transfers via InstaPay post instantly. Card application was approved faster than I expected. Happy customer here.
Great experience
Widely accepted almost everywhere I go. Cash-in and send money are instant.
Solid choice
Fund transfers via InstaPay post instantly. Opening the account was smooth with clear requirements.
Exceeded my expectations
The app is reliable for my everyday spending. The linked savings actually earns interest. Will keep using it.
Disappointed
Staff seemed rushed and not very helpful. Waited over an hour in line for a simple transaction. Be careful.
Poor service
The app went down again right when I needed to pay. Hidden charges I only noticed on my statement. Still waiting for a resolution.
Highly recommend
Cash-in and send money are instant. Super convenient for daily payments and QR. Will keep using it.
Highly recommend
The savings interest rate is genuinely one of the best.
Mixed experience
Decent bank overall, nothing spectacular either way.
Does the job
Okay overall but transfer fees add up.
Mixed experience
Works well although merchant acceptance is limited. Good rates but the app still has occasional glitches. Might stick with it.
Great experience
Got a physical debit card at a mall kiosk in minutes. Instant transfers and cash-in worked flawlessly. Will keep using it.
Needs serious improvement
My account got locked and support was very slow to help. Be careful.
Exceeded my expectations
Paying bills takes seconds now. Cash-in and send money are instant. Will keep using it.
Smooth and reliable
Hotline picked up and resolved my issue on the first call. Wide branch and ATM network, always one nearby. Will keep using it.
Exceeded my expectations
Card application was approved faster than I expected. The branch staff were courteous and sorted my concern quickly. Happy customer here.
Very satisfied
Hotline picked up and resolved my issue on the first call. The branch staff were courteous and sorted my concern quickly. Kudos to the team.
Exceeded my expectations
Low requirements and easy application. Happy customer here.
Frustrating experience
My account got locked and support was very slow to help. Still waiting for a resolution.
Exceeded my expectations
Card application was approved faster than I expected. Will keep using it.
Highly recommend
The rewards on my credit card are actually worth it. Kudos to the team.
Really happy with this
Paying bills takes seconds now. The app is reliable for my everyday spending.
Not worth the hassle
Customer hotline is almost impossible to reach.
Mixed experience
Nice app but verification took a couple of tries. It's alright for now.
Would not recommend
The app went down again right when I needed to pay. Hope they fix this soon.
Disappointed
They contacted my references over a late payment. The fees for a small loan were unreasonable. Be careful.
Highly recommend
Widely accepted almost everywhere I go. The app is reliable for my everyday spending. Happy customer here.
Room to improve
Fees are reasonable but not the lowest around. Decent bank overall, nothing spectacular either way. Might stick with it.
Highly recommend
Fund transfers via InstaPay post instantly. The online banking app has become a lot more stable.
Does the job
Works for most merchants, a few still don't accept it. Might stick with it.
Would not recommend
Staff seemed rushed and not very helpful. Hope they fix this soon.
Very satisfied
The savings interest rate is genuinely one of the best. Instant transfers and cash-in worked flawlessly.
Great experience
No maintaining balance and no annoying fees. Instant transfers and cash-in worked flawlessly. Kudos to the team.
Would not recommend
Collection agents were aggressive and kept calling. Hope they fix this soon.
Exceeded my expectations
The branch staff were courteous and sorted my concern quickly.
Fair enough
Fine for payments, support could be better. Okay overall but transfer fees add up. Might stick with it.
Decent, with caveats
Fast but the interest is on the high side. Convenient for small amounts, just watch the fees. Might stick with it.
Does the job
Fees are reasonable but not the lowest around. Rates are average compared to the competition. Might stick with it.
Exceeded my expectations
Fund transfers via InstaPay post instantly. Happy customer here.
Really happy with this
The online banking app has become a lot more stable.
Poor service
Verification kept failing for no clear reason.
Decent, with caveats
Works well although merchant acceptance is limited. Might stick with it.
Needs serious improvement
Customer hotline is almost impossible to reach. Hidden charges I only noticed on my statement. Still waiting for a resolution.
Exceeded my expectations
The online banking app has become a lot more stable. The rewards on my credit card are actually worth it. Kudos to the team.
Really happy with this
Instant transfers and cash-in worked flawlessly. Support answered through chat quickly.
Poor service
Card delivery took weeks and no updates were given. Hope they fix this soon.
Poor service
My account got locked and support was very slow to help.
Poor service
The app went down again right when I needed to pay. Still waiting for a resolution.
Not worth the hassle
Hidden charges I only noticed on my statement. The app went down again right when I needed to pay. Be careful.
Smooth and reliable
The branch staff were courteous and sorted my concern quickly. Kudos to the team.
Really happy with this
No maintaining balance and no annoying fees. Got a physical debit card at a mall kiosk in minutes. Will keep using it.
Disappointed
Hidden charges I only noticed on my statement. Customer hotline is almost impossible to reach. Still waiting for a resolution.
Disappointed
Customer hotline is almost impossible to reach. Be careful.
Needs serious improvement
Staff seemed rushed and not very helpful. Card delivery took weeks and no updates were given.
Really happy with this
Cash-in and send money are instant. Will keep using it.
Highly recommend
Widely accepted almost everywhere I go.
Decent, with caveats
Works well although merchant acceptance is limited. It's alright for now.
Exceeded my expectations
Hotline picked up and resolved my issue on the first call. Kudos to the team.
Really happy with this
The app is reliable for my everyday spending.
Highly recommend
The linked savings actually earns interest.
Highly recommend
Opening the account was smooth with clear requirements. Hotline picked up and resolved my issue on the first call. Will keep using it.
Smooth and reliable
Fund transfers via InstaPay post instantly. Wide branch and ATM network, always one nearby. Happy customer here.
Solid choice
The app is clean and easy to use. Kudos to the team.
Needs serious improvement
They contacted my references over a late payment. Hope they fix this soon.
Really happy with this
The branch staff were courteous and sorted my concern quickly. Fund transfers via InstaPay post instantly. Will keep using it.
Very satisfied
Card application was approved faster than I expected. Kudos to the team.
Frustrating experience
Hard to withdraw funds when I needed them. Still waiting for a resolution.
Would not recommend
App hangs whenever there's a sale. Be careful.
Would not recommend
Customer hotline is almost impossible to reach. Waited over an hour in line for a simple transaction. Be careful.
Very satisfied
The rewards on my credit card are actually worth it. Hotline picked up and resolved my issue on the first call. Happy customer here.
Does the job
Fees are reasonable but not the lowest around. Service is fine but the queues can get long on payday. It's alright for now.
Does the job
Works for most merchants, a few still don't accept it. Okay overall but transfer fees add up. It's alright for now.
Poor service
Hidden charges I only noticed on my statement. Staff seemed rushed and not very helpful. Hope they fix this soon.
Would not recommend
Card delivery took weeks and no updates were given. Still waiting for a resolution.
Highly recommend
Onboarding took minutes and I got my card the same day. The app is clean and easy to use.
Poor service
Waited over an hour in line for a simple transaction. Hidden charges I only noticed on my statement. Hope they fix this soon.
Does the job
Fees are reasonable but not the lowest around. Might stick with it.
Okay overall
Fees are reasonable but not the lowest around. App works most days though it lags during peak hours. It's alright for now.
Disappointed
Collection agents were aggressive and kept calling. Be careful.
Smooth and reliable
The linked savings actually earns interest. Super convenient for daily payments and QR. Will keep using it.
Really happy with this
The rewards on my credit card are actually worth it.
Okay overall
Handy but it slows down during big promo days.
Highly recommend
Hotline picked up and resolved my issue on the first call. The online banking app has become a lot more stable. Will keep using it.
Room to improve
Rates are average compared to the competition. Fees are reasonable but not the lowest around. It's alright for now.
Exceeded my expectations
Widely accepted almost everywhere I go. Will keep using it.
Frustrating experience
Staff seemed rushed and not very helpful. Card delivery took weeks and no updates were given. Still waiting for a resolution.
Room to improve
Decent bank overall, nothing spectacular either way. Service is fine but the queues can get long on payday.
Great experience
The online banking app has become a lot more stable. The branch staff were courteous and sorted my concern quickly. Happy customer here.
Poor service
Hidden charges I only noticed on my statement. Be careful.
Highly recommend
Got a physical debit card at a mall kiosk in minutes.
Great experience
Limit increased after paying on time. Helped me through an emergency when I had no options.
Fair enough
Rates are average compared to the competition. App works most days though it lags during peak hours. It's alright for now.
Not worth the hassle
Hard to withdraw funds when I needed them. Be careful.
Solid choice
Limit increased after paying on time. Low requirements and easy application.
Solid choice
GSave earns interest and paying bills is effortless. Will keep using it.
Solid choice
Onboarding took minutes and I got my card the same day. Support answered through chat quickly. Happy customer here.
Great experience
Opening the account was smooth with clear requirements. Kudos to the team.
Frustrating experience
Customer service is nearly impossible to contact. Still waiting for a resolution.
Does the job
Rates are average compared to the competition. Service is fine but the queues can get long on payday. Might stick with it.
Decent, with caveats
Okay overall but transfer fees add up. Works for most merchants, a few still don't accept it. It's alright for now.
Really happy with this
Card application was approved faster than I expected.
Room to improve
Service is fine but the queues can get long on payday. Might stick with it.
Needs serious improvement
Waited over an hour in line for a simple transaction.
Exceeded my expectations
Widely accepted almost everywhere I go. Happy customer here.
Highly recommend
The rewards on my credit card are actually worth it. Opening the account was smooth with clear requirements. Will keep using it.
Fair enough
Okay if you repay early, otherwise it gets expensive. Approval was quick though the term is short. It's alright for now.
Very satisfied
Fund transfers via InstaPay post instantly. The online banking app has become a lot more stable. Will keep using it.
Very satisfied
The branch staff were courteous and sorted my concern quickly. Opening the account was smooth with clear requirements. Will keep using it.
Not worth the hassle
Customer hotline is almost impossible to reach. Still waiting for a resolution.
Frustrating experience
Hidden charges I only noticed on my statement.
Really happy with this
Paying bills takes seconds now. Happy customer here.
Not worth the hassle
Customer hotline is almost impossible to reach. Hope they fix this soon.
Smooth and reliable
Instant transfers and cash-in worked flawlessly. Kudos to the team.
Very satisfied
Paying bills takes seconds now. Super convenient for daily payments and QR. Kudos to the team.
Great experience
Fund transfers via InstaPay post instantly. Will keep using it.
Not worth the hassle
Money disappeared and I got no clear explanation. Customer service is nearly impossible to contact. Be careful.
Okay overall
App works most days though it lags during peak hours.
Great experience
Super convenient for daily payments and QR. Happy customer here.
Highly recommend
Repayment through the app was straightforward. Helped me through an emergency when I had no options. Will keep using it.
Great experience
Wide branch and ATM network, always one nearby. Kudos to the team.
Not worth the hassle
App crashed during a transfer and the balance was stuck. Hope they fix this soon.