E-wallets
E-wallets catalogue
Compare digital wallets — fees, cash-in and balance interest, with sources.
7 results
| Product | Rate | Verified limit | Bank transfer | Processing fee | Bank rating | |
|---|---|---|---|---|---|---|
 PalawanPay WalletPalawanPay | 4%p.a. · PalaSave | ₱250,000 | ₱5* | ~1% cash-out | 3.6 10 reviews | Apply |
 Maya WalletMaya | 3%p.a. · Savings | ₱100,000 | ₱15 | 3.8 9 reviews | Apply | |
 GCash WalletGCash | 2.3–4.25%p.a. · GSave | ₱100,000 | ₱10 | 3.8 12 reviews | Apply | |
 ShopeePay WalletShopeePay | No interest | ₱100,000 | Varies | 4.0 7 reviews | Apply | |
 GrabPay WalletGrabPay | No interest | ₱100,000 | Varies | 3.4 9 reviews | Apply | |
 Coins.ph WalletCoins.ph | No interest· crypto | ₱500,000 | Varies | Dynamic | 3.4 9 reviews | Apply |
 Bayad WalletBayad | No interest· bills | — | Varies | 2.8 9 reviews | Apply |
- Rate
- 4%p.a. · PalaSave
- Verified limit
- ₱250,000
- Bank transfer
- ₱5*
- Processing fee
- ~1% cash-out
- Rate
- 3%p.a. · Savings
- Verified limit
- ₱100,000
- Bank transfer
- ₱15
- Processing fee
- Rate
- 2.3–4.25%p.a. · GSave
- Verified limit
- ₱100,000
- Bank transfer
- ₱10
- Processing fee
- Rate
- No interest
- Verified limit
- ₱100,000
- Bank transfer
- Varies
- Processing fee
- Rate
- No interest
- Verified limit
- ₱100,000
- Bank transfer
- Varies
- Processing fee
- Rate
- No interest· crypto
- Verified limit
- ₱500,000
- Bank transfer
- Varies
- Processing fee
- Dynamic
- Rate
- No interest· bills
- Verified limit
- —
- Bank transfer
- Varies
- Processing fee
Frequently asked questions
Do e-wallet balances earn interest?+
Usually not — the main wallet balance doesn't earn interest, but many wallets have a linked savings feature that does. Compare the savings rates and limits in the e-wallets table.
Are there fees to send money to another bank?+
Transfers to another bank via InstaPay may carry a small fee, and it varies by wallet. Check the per-wallet transfer fee in the e-wallets table.
Finsyal works to keep this information accurate and current, but figures may differ from what a provider shows on its own website. Everything here is provided without warranty and can change over time — if you spot an error or something out of date, please contact us. Opinions are the author’s own and have not been reviewed, approved, or endorsed by any provider.