Business loans

Business loans catalogue

SME and business financing from banks, fintech lenders and government programs. Compare amounts, terms and eligibility.

Amount you want to borrow₱150,000

Preferred repayment term12 months

Payment from

₱13,014 / month

Illustrative 7.5% annual rate. Not an offer or approval.

Filters

9 results

Sort: Lowest overpayment

About these estimates

The payment, Est. EAR (all-in) and overpayment are estimates for the amount and term you set — for comparison only; the exact monthly payment and terms depend on approval, so confirm them with the lender. EAR is the loan's true yearly cost as a percentage, including interest and the processing fee as a range across the loan amount (a fixed fee weighs far more on a small loan). If a bank quotes you a different number, calculate your exact EAR →

Product	Rate	Est. EAR (all-in)?Effective annual rate — the true yearly cost of the loan as a percentage, including how interest is charged plus the processing fee. Shown as a range across the loan amount; a fixed fee weighs more on a small loan. Lower is cheaper.	Est. payment?The estimated monthly instalment for the amount and term you set above the table, at the lender's rate. A range means the lender's rate is a range. Illustrative only — your actual payment depends on approval.	Overpayment?The total pesos you pay on top of what you borrow — interest plus fees — for the amount and term you set above the table. Shown as a range across the lender's rate, using the effective rate (EAR) and the processing fee. "Unknown" means the lender doesn't publish enough to calculate — those rows sit at the bottom.	Amount / Term	Processing fee	Bank rating
RISE UPSmall Business	1%p.a.	~12.7%	₱13,328 /mo	₱9,941	₱50,000–₱20,000,000Up to 36 mos		★★★★★0.0 0 reviews	Apply
Business loanPhilippine National Bank	7-10%	From 7.5%	₱12,997 /mo	From ₱11k	Up to ₱10,000,000 12-60 mps	From 5000	★★★★★2.7 6 reviews	Apply
Loans to Business OwnersRizal Commercial Banking	From 0.90%monthly add-on	19.9-21.4%	₱13,772–₱13,863 /mo	From ₱15k–₱16k	Up to ₱20,000,0006–60 mos		★★★★★3.3 6 reviews	Apply
Quick CashGrab Financial Services Philippines	From 1.75%monthly	From 23.14%	₱13,967 /mo	From ₱18k	₱15,000–₱300,000Up to 12 mos		★★★★★0.0 0 reviews	Apply
Sangla Titulo Loan for Business OwnersGlobal Dominion Financing	From 0.8-1.1%monthly	12.75-27%	₱13,332–₱14,194 /mo	From ₱18k–₱29k	Up to ₱10,000,00012-60 mps	From 5.5%	★★★★★0.0 0 reviews	Apply
SME LoanBDO Unibank	7-8%p.a.	7.2-8.3%	₱12,977–₱13,048 /mo	₱5,726–₱6,579?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.	₱1,000,000–₱20,000,00012-60 mos		★★★★★3.6 12 reviews	Apply
Business Express LoanSecurity Bank		38.9-42.7%	₱14,869–₱15,076 /mo	₱30k–₱32k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.	₱1,000,000–₱7,500,00012–36 mos	4200+0.75%	★★★★★3.4 9 reviews	Apply
Business loanMakati Finance	3.6-3.8monthly	54-56.5%	₱15,673–₱15,801 /mo	₱38k–₱40k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.	—6-12 mos		★★★★★0.0 0 reviews	Apply
Business Credit LineFirst Circle Growth Finance	0.79-0.99%monthly	9.9-12.55%	₱13,151–₱13,319 /mo	Unknown	Up to ₱25,000,0001-12 mos	Exists	★★★★★3.3 6 reviews	Apply

RISE UPSmall Business★★★★★0.00 reviewsDetails

Rate

1%p.a.

Est. EAR (all-in)

~12.7%

Est. payment

₱13,328 /mo

Overpayment

₱9,941

Amount

₱50,000–₱20,000,000

Term

Up to 36 mos

Processing fee

Apply

Business loanPhilippine National Bank★★★★★2.76 reviewsDetails

Rate

7-10%

Est. EAR (all-in)

From 7.5%

Est. payment

₱12,997 /mo

Overpayment

From ₱11k

Amount

Up to ₱10,000,000

Term

12-60 mps

Processing fee

From 5000

Apply

Loans to Business OwnersRizal Commercial Banking★★★★★3.36 reviewsDetails

Rate

From 0.90%monthly add-on

Est. EAR (all-in)

19.9-21.4%

Est. payment

₱13,772–₱13,863 /mo

Overpayment

From ₱15k–₱16k

Amount

Up to ₱20,000,000

Term

6–60 mos

Processing fee

Apply

Quick CashGrab Financial Services Philippines★★★★★0.00 reviewsDetails

Rate

From 1.75%monthly

Est. EAR (all-in)

From 23.14%

Est. payment

₱13,967 /mo

Overpayment

From ₱18k

Amount

₱15,000–₱300,000

Term

Up to 12 mos

Processing fee

Apply

Sangla Titulo Loan for Business OwnersGlobal Dominion Financing★★★★★0.00 reviewsDetails

Rate

From 0.8-1.1%monthly

Est. EAR (all-in)

12.75-27%

Est. payment

₱13,332–₱14,194 /mo

Overpayment

From ₱18k–₱29k

Amount

Up to ₱10,000,000

Term

12-60 mps

Processing fee

From 5.5%

Apply

SME LoanBDO Unibank★★★★★3.612 reviewsDetails

Rate

7-8%p.a.

Est. EAR (all-in)

7.2-8.3%

Est. payment

₱12,977–₱13,048 /mo

Overpayment

₱5,726–₱6,579?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.

Amount

₱1,000,000–₱20,000,000

Term

12-60 mos

Processing fee

Apply

Business Express LoanSecurity Bank★★★★★3.49 reviewsDetails

Rate

Est. EAR (all-in)

38.9-42.7%

Est. payment

₱14,869–₱15,076 /mo

Overpayment

₱30k–₱32k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.

Amount

₱1,000,000–₱7,500,000

Term

12–36 mos

Processing fee

4200+0.75%

Apply

Business loanMakati Finance★★★★★0.00 reviewsDetails

Rate

3.6-3.8monthly

Est. EAR (all-in)

54-56.5%

Est. payment

₱15,673–₱15,801 /mo

Overpayment

₱38k–₱40k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.

Amount

—

Term

6-12 mos

Processing fee

Apply

Business Credit LineFirst Circle Growth Finance★★★★★3.36 reviewsDetails

Rate

0.79-0.99%monthly

Est. EAR (all-in)

9.9-12.55%

Est. payment

₱13,151–₱13,319 /mo

Overpayment

Unknown

Amount

Up to ₱25,000,000

Term

1-12 mos

Processing fee

Exists

Apply

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Finsyal works to keep this information accurate and current, but figures may differ from what a provider shows on its own website. Everything here is provided without warranty and can change over time — if you spot an error or something out of date, please contact us. Opinions are the author’s own and have not been reviewed, approved, or endorsed by any provider.